Personal Insurance
Water-Craft Coverage
Be sure you have the right watercraft insurance for your boat or yacht.
Whether you are a recreational boater or have a captain and crew for your yacht, watercraft insurance helps protect against physical loss of the vessel or liability suits because of mishaps at sea. Some questions to consider when reviewing your needs are:
- Is the liability limit adequate to protect you against third-party lawsuits?
- Are you protected against an uninsured boater?
- Is there a limitation on your navigational waters and a mandated mooring period at certain times of the year?
- Would you need a temporary substitute watercraft should your vessel be involved in a loss?
- What would happen if after a loss the fuel of your vessel polluted the waters?
We can assist you in navigating through these and many other questions to provide you with protection that meets your needs. For more information and informed answers, just call our office at 973-635-1800 or 609-924-5000 or email one of our Personal Insurance Contacts for thoughtful answers or to arrange a personal meeting.
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