Personal Insurance

Personal Insurance

Valuable Articles and Collections

You need special coverage for your valuable articles and collections

It's important that you protect your valuables or collections with added special insurance solutions needed for specific categories such as:

  • Jewelry
  • Fine art, antiques, china
  • Wine collections
  • Silverware
  • Furs
  • Musical Instruments
  • Memorabilia collections
  • Firearms
  • Stamp collections
  • Coin collections

While most homeowners' policies provide a very limited amount of protection for these categories, the following are some of the reasons you need to consider insuring separately such items of special value:

  • No deductible
  • Breakage protection
  • Worldwide coverage (Item is lost, mysteriously disappeared, misplaced, or stolen.)
  • Up to 150% replacement cost of the item
  • Cash settlement option
  • Coverage for newly acquired items

We can recommend the services of conservators, appraisers, gemologists, and all professionals related to protecting your cherished collections.

For more information, please contact us at 973-635-1800 or 609-924-5000 or email one of our Personal Insurance Contacts. An experienced Account Manager will contact you to review your needs before making any recommendations.

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