Commercial Insurance
Municipalities
Get exactly the right insurance coverage and rates for your municipality, housing authority, or utility authority.
O'Gorman and Young/G.R. Murray has worked hand in hand with municipalities, housing authorities and municipal utility authorities for over 25 years. We can give you expert assistance by either approaching the joint insurance funds listed below and/or standard Insurance markets on your behalf or acting as your consultant during the bidding process. OG&Y/GRM has maintained relationships with all of the New Jersey joint insurance funds and insurance markets in order to provide our municipal clients the broadest coverage at the best price.
Our experienced Municipal Team provides tailored risk management services to over 20 municipal entities throughout New Jersey.
Accessible New Jersey Joint Insurance Funds:
- Burlington County JIF
- Camden County JIF
- Central Jersey JIF
- Gloucester, Salem
and Cumberland Counties JIF - Mid-Jersey JIF
- NJ Municipal Self-Insurers JIF
- Monmouth County JIF
- Morris County JIF
- Ocean County JIF
Indemnity and Trust Agreements/Resolutions/By-Laws
O'Gorman and Young/G.R. Murray can also provide valuable knowledge and guidance with indemnity and trust agreements, resolutions and by-laws. We have reviewed many of the different sets of by-laws that govern the joint insurance funds throughout New Jersey and can provide a municipal entity with the proper timetable for both entering and exiting a joint insurance fund. Without this knowledge, you could get locked into a fund for another term even when a better opportunity arises. With OG&Y/GRM as your broker/consultant, this will never happen to you.
OG&Y/GRM Municipal Team
| David L. Balken | Director-Public Entity Division | 609-924-5000, Ext. 113 |
| Jay Lawton, CIC, ARM, CRM | President | 609-924-5000, Ext. 108 |
| Vicky Sjulander | Account Manager | 609-924-5000, Ext. 115 |
| Michael Sabbagh | Risk Manager | 609-924-5000, Ext. 111 |
| Stephanie Brown | Manager - Claims Department | 609-924-5000, Ext. 103 |
| Karyn Moffatt | Client Service Representative (Claims) | 609-924-5000, Ext. 116 |
Useful Links
Commercial Insurance Contacts